This paper presents a scenario-based object-oriented test framework (SOOTF) for adaptive and rapid testing. The framework takes test scenario specification as input, prepares data for test execution, performs test execution, and evaluates test results with a database support. The framework also has several built-in regression testing strategies that can be used to test the modified software. The framework is implemented in Java using many OO design patterns such as Template Method, Strategy, and Composite. The framework is implemented using a 3-tiered architecture with GUI front end, and test management in the middle, and a database at the backend. Whenever there is a change to the system/application under test, SOOTF will identify all the potentially affected scenarios, and perform regression testing using existing test cases stored in the database. A tester may also reuse the existing test scripts to perform stress testing. This paper uses a banking system example to illustrate the framework.